I used to think my money struggles were about discipline, mindset, or not trying hard enough. Then I actually looked at how the US dollar works — and realized the problem isn’t individual behavior. It’s structural. Every dollar is created as debt, which means the system only functions if debt keeps expanding. In this video, I lay out why personal financial stress is often baked into the architecture of the economy itself, why common “solutions” like gold or Bitcoin don’t fix the underlying incentives, and what a healthier system would need to reward instead.
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